100 Goals to Focus on for a Successful Year

 
This is a time when many of us are thinking about what went right or wrong this year, what we want to do differently next year, and how we can get there.

If you’re like me, a lot of ideas are swimming around in your head. It can be hard to nail down what areas of your life you want to focus on.

That’s where this list of 100 goals to focus on for a successful year comes in handy!

100 goals is a lot of goals, but this list is meant to give you a bunch of ideas that you can pick and choose from. We have ideas for money goals, career goals, personal development goals, and finally health & fitness goals.

You’ll find inspiration and things you can take action on below.

 

Money Goals

 
This website is, after all, focused on personal finance first and foremost. We’d be remiss if we didn’t mention essential financial goals you should work toward first!

 

1. Create an emergency fund
2. Automate your savings
3. Create a budget
4. Track your income and expenses
5. Save for a down payment on a house, a wedding, a baby fund, a car, etc.
6. Create a student loan repayment strategy.
7. Travel more, but spend less by travel hacking using credit card rewards to get free flights and hotel stays
8. Make a plan to give a percentage of your income to charity
9. Identify your spending triggers and create a plan to cut temptation out
10. Make a plan for paying off your debt
11. Commit to not getting further into debt
12. Learn more about investing
13. Open an IRA and start saving for retirement
14. Contribute more toward your 401(k) – enough to get matching contributions from your employer (if it’s offered)
15. Learn how to invest in rental property
16. Read some awesome personal finance books
17. Spend in a way that reflects your values
18. Save a certain percentage of your income each month
19. Start a side hustle
20. Review your insurance coverage to make sure your needs are met
21. Consider refinancing your student loans and learn about income-driven repayment plans
22. Try calling creditors to get your interest rates lowered if you have credit card debt
23. Cut cable (if you haven’t already!)
24. Take a “no-spend” challenge or a ban on buying certain things
25. Calculate and track your net worth
26. Learn how to optimize your taxes and take advantage of tax savings
27. Create a will and an estate plan if you have a family

 
 

Career Goals

 
A huge part of the “earn more” equation is focusing on improving your career and earning potential. Here are some things to think about, whether you’re a full-time employee or self-employed.

 

1. Ask for a raise, or work toward getting one
2. Work toward a promotion (and a raise)
3. Update your resume
4. Go to networking events in your area
5. Go to a conference in your industry (yes, even if you are a huge introvert!)
6. Try learning one new skill each quarter that you can apply directly to your job
7. Create a “pat on the back” folder in your inbox and fill it with praise you receive from coworkers and managers
8. Distance yourself from office politics as much as possible
9. Start a side business to diversify your income
10. Look for a better paying job with more opportunities for growth if you feel stagnant at your current job
11. Find a mentor in your field
12. Work toward receiving recognition for something you’ve done – does your employer offer awards?
13. Work more hours or less hours depending on your personal and financial goals
14. Get comfortable with negotiating
15. Take a public speaking class, join Toastmasters, or seek out opportunities for public speaking
16. Explore other interests you have to gear up for a career change
17. Do regular salary research to make sure you are getting paid what you should be
18. Consider going back to school for an advanced degree
19. Take a course to get certified in something related to your industry
20. If you’re still in college, research internship opportunities
21. Raise your rates with clients if you’re a freelancer and/or business owner
22. Get comfortable with the idea of outsourcing and think of how it can benefit your career instead of hurt it
23. Learn how to manage your time better
24. Set expectations and boundaries with clients/customers
25. Find a way to showcase your creativity in your job

 

 
 

Personal Development Goals

 
A lot of people want to “better themselves” in the new year, but what does that really entail? See if any of these goals resonate with you.

 

1. Find things to be grateful for
2. Control your thoughts and emotions and choose to react better to negative situations
3. Give meditation a try
4. Learn the art of having patience – good for those with a short fuse
5. If you’re Type A, try going with the flow and being spontaneous more often
6. If you’re Type B, try embracing organization and planning more
7. Think of a few habits you want to develop (like not checking your phone/social media as often) and mindfully incorporate them into your life
8. Consider enlisting professional help in the form of a coach or psychologist
9. Read inspirational stories from others
10. Make more time for yourself; stop focusing on others as much
11. Live more intentionally and mindfully each day
12. Volunteer at an organization close to your heart
13. Become more confident in yourself; have faith you can accomplish new things
14. Get out of your comfort zone and do something completely out of character (but still legal, of course)
15. Learn a new language
16. Travel to a different country and live like a local to immerse yourself in a different culture
17. Write something, whether that means starting a blog or going all in and writing a book
18. Put yourself in the shoes of others more often
19. Get rid of your tendency to procrastinate and get ahead on a few projects
20. Pick up a book like How to Win Friends & Influence People by Dale Carnegie (a classic) or The 7 Habits of Highly Effective People by Stephen R. Covey
21. Learn a new language using software like Duolingo or Rosetta Stone
22. Wake up earlier to get a head start on the day (or work through the night ;))
23. Cut out or decrease the time you spend in front of the TV
24. Consume more information – there’s tons of free content out there in the form of books, blogs, podcasts, video courses, etc.
25. Keep a daily journal or blog

 
 

Health and Fitness Goals

 
Of course, this list wouldn’t be complete without health and fitness goals, probably some of the most popular! (Obvious disclaimer – check with your healthcare provider before diving into these.)

 

1. Try cutting out sugar from your diet
2. Eat smaller meals frequently throughout the day
3. Cut out all fast food
4. De-stress and relax more often
5. Be proactive and get an annual checkup
6. Set aside 10-15 minutes each day, search YouTube for a exercise video, and do it!
7. Get into exercising at home with light weights or kettlebells
8. Go to your apartment complex’s gym or your town’s community fitness center for free
9. Become vegan or vegetarian
10. Have vegetables with every meal, or at least two out of three meals per day
11. Drink more water (a Contigo water bottle can help)
12. Choose to walk to places within a mile or two of your house instead of driving
13. Start a couch to 5k program to work your way up to running
14. Make it a point to try a new, healthy meal at least once per month
15. Join a community sports team or find a Meetup group where people play sports
16. Improve your posture by being mindful of how you sit at work, or…
17. Get a standing desk (you can build your own)
18. Increase your flexibility
19. Commit to working out at least three times a week, every week
20. Visit a nutritionist to optimize your diet
21. Get more sleep
22. Decrease or cut out any unhealthy vices you have, like smoking, drinking, or eating frozen meals all the time
23. Pick a workout or diet program and stick with it consistently for a month or two
24. Make sure you’re getting enough vitamins from your diet and if not, choose appropriate supplements
25. Try a new fitness class to get more excited about getting in shape (Groupon always has deals)

 
If you’re looking to make next year your best year yet, then these 100 goals focused on money, career, personal development, and health and fitness should help make it happen!

 

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